At some point, there may be ads on this site. There may also be affiliate links where you click on a link and I get paid a commission if you buy something. If you have a question about whether or not something is an ad/paid for, assume it is. In the vast majority of these cases, your cost for buying is not any higher because you bought through my link, it’s simply a marketing cost from the company. But that’s not always the case. My personal policy is that I do not include links for items I do not either use personally or endorse for people in a specific financial situation.

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.